Hi, I’m Chelsea Collier and for over a decade I’ve had the amazing opportunity to help people from all over the Pacific Northwest buy and refinance their homes. Over the years I’ve built a reputation for providing top notch customer service and have built my business solely via referrals and repeat clients. If you are reading this, you are probably wondering why you would choose to work with me as well.
First, if you are buying a home I will help you solve the number one problem facing buyers today… getting your offer accepted. Consider that there are upwards of 20 buyers competing for every home on the market in Portland. That means you have some pretty stiff competition. I will help you compete and win, even if your offer isn’t the highest! I’ve found that there are 10 things that sellers look for when accepting offers. Most buyers only focus on a few of them. I will help you hit all 10, shortening the number of offers we have to submit and get you into your dream home faster. Realtors love how I handle this, and because of it I’m the #1 Mortgage Advisor for many top agents in our region.
If you are looking for a refinance I will break down the top reasons you should or shouldn’t refinance. I will put together a comprehensive analysis showing the savings taking into consideration not only the rate and fees, but also consider the cost of starting over on your amortization (which very few loan officers do). Sometimes if you look closer at the numbers, it doesn’t make sense to refinance but no one else will tell you that because they want your money! Rest assured I will give you honest advice.
Additionally, here is what I’ll provide if you choose to work with me:
1. Education and Guidance: I’ll clearly illustrate your loan options, take away any confusion, and customize a mortgage plan to fit your life and goals.
2. Communication: My team and I will keep you in the loop throughout the process. Plus I’m available via phone, email, or text when you have a question or need to chat.
3. Ease: My team and I work to streamline the process as much as possible. We won’t ask for anything that isn’t necessary. Pinky swear!
4. Speed: Our goal on every transaction is to close as quickly as possible. 95% of transactions close in 3-4 weeks.