Josh Velazquez from Fairway Independent Mortgage in Florida, is committed to taking great care of people who are looking to buy or refinance a home. Josh has been in the mortgage industry since 1998. After graduating from UCF and before coming to Fairway, Josh spent time working in several different parts of the financial services industry including time as a forensic underwriter, financial planner, independent agent providing life insurance & annuities, but the majority of Josh’s professional experience is in residential mortgage lending. Josh was also a Licensed Real Estate Agent from 1998-2004 when he helped buyers find homes in addition to handling their mortgage. Since 2004 Josh has concentrated only on mortgage lending. Josh is also one of very few in the industry who hold the designation of Certified Mortgage Planning Specialist. Josh has over $150,000,000 in personal lending production.