Loan Officer
Natalya Hill_2022 Head Shot

Natalya Hill

Loan Officer

“It’s not about the loans we do; it is about the hearts we change and the people we help.” -Steve Jacobson, Founder and CEO




632 Pinecroft Place
Clayton, NC  27520


NMLS #107187

Office: 919-614-0388


632 Pinecroft Place Clayton, NC  27520

Natalya has been married for over 26 years and has two children. She grew up Jacksonville FL but is a North Carolina native and has lived in Raleigh for the past 28years. She is passionate about helping people win with money, build wealth, and become debt free. Natalya enjoys helping people not only reach their home ownership and financial goals but also receive breakthrough in other areas of their lives. She has spent the last 28 years helping thousands of clients achieve their goal of home ownership and reach financial freedom. Natalya is a Real Estate/Home Lending Specialist and is an industry leader with a proven track record in sales, customer satisfaction, coaching and leadership. She is a certified performance coach and helps identify problem areas, find solutions, and remove the obstacles that have held them back. She enjoys spending time with her family and friends, going to the beach, speaking, reading/writing, traveling, and using her interior design skills assisting her husband & clients flip homes.

Natalya is currently part of the Fairway Independent Mortgage Corporation/Don Waters Team.

Natalya’s Explanation of Service: “I believe each person is uniquely made and gifted by our creator. I believe I was gifted with the unique ability to help people navigate through the life changing experience of purchasing a home and helping them make sound financial decisions. Sadly, I have found most people spend too much time researching what type of appliances to buy for their new home than they do to finding the right person to assist with the home buying (or refinance) process. Most people focus on rate, term and fees and while these things are important and should be addressed, as a Home Loan Specialist, I believe there is far more at stake. I believe I am divinely positioned into my clients lives so that I can impact them in a much greater way. A home mortgage is typically the family’s largest liability, yet their home's equity is typically their largest asset. This means that I am obligated to do much more than just getting my clients to the closing table on time. I don’t believe my work is finished at closing. It is my mission to help clients position themselves to become debt free. I provide my clients with ways (through counsel) how to pay off their debts quickly (including their mortgage). As clients eliminate their debt, they are better equipped to help others and pursue their God Given Dreams. I am not in the mortgage business to do as many transactions as I can, but to build a life-long relationship with each client. I have equipped myself with the best team that provides a positive and referable client experience. I choose to serve each client with the heart of a teacher and not of a salesperson.”

Natalya was a Talk Show Radio Host that was dedicated to building the local Real Estate market. She also is a real estate/home financing content provider to local outlets. She enjoys educating, coaching, and connecting with like-minded professionals that have a heart to serve others. She plans to resume her real estate/wealth building talk radio show soon.

Choose An Option Below:

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Privacy Policy | Terms of Service




The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Privacy Policy | Terms of Service
This is the third time I have used Natalya in purchasing a home. This time was absolutely seamless. The law office and realtors were constantly commenting on how impressed they were.

- David T. verified costumer

Fuquay Varina, NC
Sep 28, 2022

Natalya was knowledgeable, communicative, and kind.

- Nicole S. verified costumer

Newton Grove, NC
Aug 5, 2022

Buying a home was a complicated process, but Natalya was very helpful about answering questions and making sure everything went as smoothly as possible.

- Jesse S.

Jun 2, 2022

Thank you so much for everything! You did an amazing job and we are super lucky to have had you on our side for this whole process!

- Katherine J.

Jun 2, 2022

Natalya did a great job but the other people we had to deal with from the company didn’t do as good of a job communicating about the process as we got to the point of closing, the appraisal company was a joke and cost me money for a second visit that shouldn’t of been needed. The recommended closing company didn’t communicate at all.

- William J.

Jun 2, 2022

Very helpful

- Kelvin B.

Durham, NC
May 20, 2022

Natalya and Susan were very courteous snd professional. No issues with the way they treated me at all. We had many long email chains. At times it was difficult to follow the email chain and trace it to find documents and figure out what “I said-she said” maybe it’s because I had gmail compared to their business software. I would’ve liked them to talk more about milestones and double checking with me more often to make sure all my bases were covered prior to closing.

- Spencer B.

Raeford, NC
Apr 2, 2022

We had a particularly abnormal mortgage situation (we are supported missionaries), and it felt like Natalya bent over backwards to help get us into our new house. She was so helpful and responsive, super clear in her communications, and explained anything we needed clarification on, even if we didn't know how to ask the question! Natalya was excellent to work with, and even in our situation, she was able to pull things together for us. Praising God for her talents and kindness.

- Alecia D. P.

Waxhaw, NC
Mar 25, 2022

Natalya is an expert in her field and there are no words that could even do her work ethic justice. Responsive, kind, and caring - I could not have asked for a better loan officer. She made the financing process so easy for us while simultaneously providing above and beyond service to my clients. A truly exceptional experience! I can’t thank Natalya, Susan, and the entire Homespire team for the dedication they’ve exhibited, they are the absolute best and I cannot thank them enough.

- Yamila S.

Stokesdale, NC
Jan 5, 2022

Natalya was very professional, responsive and helpful. She explained everything to me and made sure i choose the best mortgage type and get the best rate. I highly recommend working with her!

- Darko N.

Winston Salem, NC
Dec 29, 2021

So available for over an entire year!!!! Such knowledge advice. Took so much time with our family. Thank you!!!

- Sarah A. K.

Raleigh, NC
Dec 28, 2021

Natalya is an expert in every aspect of the home buying experience. This was my very first home purchase and there is no one I would ever consider getting me through this process other then Natalya. She catered to every one of my needs and anytime I needed to communicate questions or concerns she was there for me every single time. She is a blessing to the real estate and an angel of a human being. There are very few people in this world that will cater to a strangers personal interests and take them in to account that we are humans and not just numbered clients. In conclusion, Natalya gets a 100/100 performance rating, an EXTREMELY HIGH recommendation to any of my close friends and family members. 110% satisfied. To Natalya, thank you so so much, you have no idea how big of a help you were to me and taking this next step in life. I have so much love and respect for you and what you do. I can’t express how grateful I am for getting connected with you. I give you my highest blessing and I wish you the best in whatever life has in store for you. You’re very satisfied client, Joshua Randall Riggs

- Joshua Randall R.

Denton, NC
Dec 26, 2021

12 Total Reviews
Average Rating ★ 4.92

About Us

Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. 

Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!

Question Icon

Why Fairway?

It's our goal to exceed your expectations, guarantee your satisfaction, and earn your trust.

Learn More 
Calendar Icon


Our informational and interactive calculators make it easy to find the right loan for you!  Start now!

For licensing information, go to
IL with NMLS # 107187