About Scott

Scott Jacobs’ hope is to add your name to a long list of satisfied homeowners. Here is a little about Fairway Independent Mortgage and why you should allow Scott to help you obtain your next mortgage.

First, Scott is both a Mortgage Originator and Sales Manager with Fairway Independent Mortgage Corporation. Scott and Fairway share the same business philosophy, provide exceptional service, meet client’s needs and exceed their expectations. In return, they will refer their associates, friends, and family. Scott believes it is because of this philosophy that the majority of his business is obtained through client and Realtor referrals who trust that he will provide the experience and service their clients`, friends and family deserve. Since 1986 Scott has originated and closed over 4000 loan transactions. This kind of experience keeps him up to date with current loan programs, underwriting changes, and market trends. Academically speaking, during his career Scott has repeatedly received Diamond and Platinum awards from the Mortgage Bankers Association of Georgia. These awards are not based solely on numbers; they require educational and ethical compliance as well.

Secondly, Fairway has one of the highest loan approval ratings in the industry. By utilizing their financial strength and spotless reputation, Fairway has aligned themselves with leading financial institutions in the US. This enables them to provide rates and programs to meet the needs of experienced homebuyers, first time homebuyers and options for those whose credit is less than perfect. Fairway employs “in house” underwriters, processors and loan closers, which keeps them in control of your loan from start to finish and ensures there are no surprises.

Prequalification's are offered at no charge to Scott’s clients and starting your prequalification takes only minutes. During this time, Scott will discuss the best loan programs available that match your specific needs, analyze investment scenarios, calculate necessary funds, determine the appropriate price range home to purchase or amount to finance, review market conditions, and answer any questions you may have about the process. It’s not necessary to wait until you find your next home to become prequalified, and in today’s market, a prequalification is essential to position your offer at the forefront of others. A prequalification gives you, your Realtor, and seller, the assurance a closing will take place and puts you in the strongest possible position to negotiate the terms of your sales agreement. Subsequently, once you have chosen your home, if necessary, you can close in just a matter of days. This approach saves you time and worry, but more importantly, it saves you money!

So whether you’re curious about becoming prequalified or just want to discuss refinancing your current mortgage, give Scott a call or send him an email. He would be happy to assist you in any way possible.