4598 S. Tracy Blvd
Suite 140
Tracy
, CA
95337
209-362-2368 866-304-7550
Fairway Financial services is great and very helpful specially Charles Sterni and his staff is very helpful
- Melde R.
Lathrop, CA Mar 15, 2021
Charles was very transparent, thorough and informative. We appreciated his help along with his assistants who updated us throughout our home buying process.
- Katelyn R.
Manteca, CA Jun 27, 2021
U guys made this a walk in the park for me great help and helped me with everything
- Miguel B.
Lathrop, CA May 28, 2021
Super easy process and quick.
- Bernard B.
Tracy, CA Feb 6, 2021
Excellent customer service, Charles answered questions and returned phone calls even on weekends and evenings.
- Keat F.
Placerville, CA Dec 20, 2020
The entire experience was great! It was efficient, options were provided, we locked in a great rate, and constantly knew exactly was going on. Charles and his staff communicated with us every step of the way. First class operation! Thank you guys very much!
- Mary A.
Stockton, CA Jan 16, 2021
Always positive and able to adapt to any curveball thrown their way making potentially stressful situations like a walk in the park!!
- Jesse H.
Ripon, CA Oct 29, 2020
Charles and Alyssa were helpful with my questions and communicative during the process.
- Timothy M.
Brentwood, CA Oct 28, 2020
You are very helpful and friendly! You really do a great job taking care of your clients needs and make sure that their needs are met by going above and beyond to get the job done.
- Joshua L.
Manteca, CA Feb 23, 2021
Service, communication, knowing their biz like total professionals. I like doing business with people that are experts in their field.
- James H.
Tracy, CA Apr 30, 2021
Chuck and Alyssa were great. They communicated well and I had no surprises.
- Philip B.
Castro Valley, CA Oct 2, 2020
Tells it how it is. Fast. Efficient. On the ball! No matter what obstacle is placed he will help you navigate through and explains in terms you can easily understand as a first time buyer. Thanks Charles!
- Kristalyn W.
Copperopolis, CA Feb 27, 2021
I really appreciate how much Charles communicated with us. I could call anytime or be dealing with his assistants and he would call to clarify. He's great at what he does!
- Toakase L.
Patterson, CA Nov 24, 2020
Very efficient
- Susie O.
Tracy, CA Dec 30, 2020
I have worked with Charles in the past, and yet again i have had a wonderful experience with my refinance. It is always a pleasure to work with him and his staff.
- Sarah S.
Lathrop, CA Jun 22, 2021
Frances kept us informed every step of the way. She made our home buying experience less stressful with constant communication.
- Tamara M.
Waterford, CA Jan 15, 2021
The communication was top notch and the advice throughout the process.
- Jonathan C.
Oakdale, CA Oct 10, 2020
Francis was responsive and always available and ready to help.
- Jessica H.
Turlock, CA Aug 6, 2021
Ease of things. Communication.
- John W.
Tracy, CA Oct 2, 2020
He gave me a mortgage I can live with.
- Valerie V.
Stockton, CA Jan 18, 2021
Everyone was extremely friendly. They kept me up to date and made the process a smooth one. If I had questions or needed to voice my concern about something, they were always there with answers and help.
- Donald O.
Manteca, CA Mar 8, 2021
Frances was available to us at ant time. She continuously let us know to ask any question that came to mind.
- Charliann S.
Turlock, CA Jul 17, 2021
The communication, attitude and service were all excellent
- Ernesto R.
Manteca, CA Aug 18, 2021
Charles and his staff were very professional and kept in close touch with me every step of the way. I would definitely use them again in the future
- Robert P.
Tracy, CA Oct 12, 2020
Excellent service.
- Octavio C.
Lodi, CA Dec 22, 2020
Everything
- Lisa B.
Manteca, CA Mar 3, 2021
Since the beginning Charles provided me with all the options and Alyssa and Akemi made all the progress smooth and had all the patience with me , I totally recommend Charles and his team 100% , thanks 🙏
- Jose C.
Tracy, CA Jan 23, 2021
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- Salvador R.
Ripon, CA Jan 9, 2021
Proficient & professional staff! We've never been disappointed when dealing with Charles Sterni and his staff!
- Treasure C.
Brentwood, CA Jan 17, 2021
She was really helpful
- Shirley C.
Richmond, CA Jul 27, 2021
Charles Sterni is awesome to work with he is very knowledgeable and professional. This was our 2nd time using Charles and his team to help us with a loan. He explains all the details with the loan process thoroughly and he gives you different options and answers all the questions and concerns you might have. Charles sends a list with all the info they need and once they receive the info the loan process goes quick and smooth.
We would use them again and refer them to anyone.
- Michael M.
Denair, CA Oct 28, 2020
Charles and his team made this experience as easy as it could be given the circumstances that I was carrying out this transaction. They kept things quick and easy the entire time.
- Andrew A.
Stockton, CA May 1, 2021
Nice person
- Julius B.
Tracy, CA Dec 22, 2020
Frances was amazing to work with made everything easy and quick.
- David W.
Valley Springs, CA Aug 6, 2021
This is my first time buying a Home and Erica Buck made it very helpful and informative during the process very well knowledgeable in their professional environment. Fairway has an exceptional great team.
- Andrew S.
Stockton, CA May 28, 2021
Great communication. Thank you for your help.
- Roumelia F.
Manteca, CA Dec 11, 2020
You got the deal closed on time with good communication.
- Christopher B.
Manteca, CA Jun 15, 2021
Charles did an excellent job taking care of my refinance. It was such a smooth and easy experience. His team was great at communicating each step of the way. Alyssa went above and beyond to make sure everything went smoothly. I highly recommend this team. They are the best in the business.
- Nicole H.
Manteca, CA Nov 29, 2020
She’s is very professional in her work ,we really appreciate what she did for us ...........thank you so much .
- Jose C.
Richmond, CA Jul 27, 2021
Help
- Anthony G.
Manteca, CA May 6, 2021
Erica, was amazing throughout the whole process and made the whole process pleasant and understandable. The service and personal attention we received from Erica was exceptional and beyond what we were expecting. Erica, is a pure professional and was very responsive throughout the process. We will definitely be recommending her to others in the future.
- Lorenza M.
Stockton, CA May 29, 2021
Ms. Frances Jarvis was very helpful, and very polite. She kept me posted in every step of the loan process
- Juan B.
Modesto, CA Aug 6, 2021
The communication was awesome with friendly staff
- Jane B.
Ripon, CA Dec 18, 2020
Very friendly team!! Great communication!!
- Daniel L.
Tracy, CA Apr 18, 2021
Communication.
- Luis R.
Stockton, CA Feb 18, 2021
Frances went above and beyond to help me get my house. I was planning on moving back to California and she was able to get everything in line and ready for when I transferred.
- Joshua P.
Los Banos, CA May 24, 2021
Great communication at all times. Charles was very transparent and informative. Alyssa and Akemi made the signing process easy peasy. Two thumbs up for the entire team!
- Stephen T.
Tracy, CA Dec 23, 2020
Excellent communication from both Charles and Alyssa Hunt. Electronic sending and signing of documents was easy and convenient. Competitive interest rate and one of the most important aspect was the flexibility of the loan. I plan on making an additional deposit on the home a few months later and was assured by Charles that all I needed to do was send the money and the mortgage payment would be adjusted and that no refinance was necessary. I would definitely recommend/use Charles in the future
- Lance B.
Ripon, CA Dec 16, 2020
Communication was outstanding. Your staff was always pleasant and helpful. This was a stress-free experience.
- David L.
Tracy, CA Dec 16, 2020
She is professional and was on top of everything!! She was available to answer all the question that we had even after hours!! We have a good experience working with her!!!
- Marisol R.
Richmond, CA Aug 13, 2021
Erica was very good at communicating during every step of the process, was always available to answer questions, she handled everything on time & always explained what each thing was. She made the whole process smooth & quick! We didn’t have to stress or worry about anything regarding the loan. We knew we were in the best of hands!
- Lizbeth C.
Lodi, CA Dec 22, 2020
Great communication every step of the way! Everyone was so friendly and great to work with, it made this experience really wonderful, thank you!
- ALISHA V.
Modesto, CA Jul 23, 2021
Charles and his staff was always available to answer our SEVERAL questions, the staff was ALWAYS, kind, considerate, and compassionate
- Roberta M.
Jackson, CA Jul 24, 2021
You people are very personable, they worked great together, when the interest rate goes down again I would go with “Fairway “ . Thank you again
- Leslie S.
Discovery Bay, CA Oct 12, 2020
Always available to answer any questions. Provided feedback in a timely manner.
- John S.
Carmichael, CA May 18, 2021
You were able to provide a house for my family.
The team was grate
- Casey B.
Modesto, CA Dec 8, 2020
Charles and his staff were very helpful and informative to help us through our home purchase.
- Thomas H.
Ripon, CA Sep 16, 2020
Charles and the whole Fairway Team were incredible. When I started this process, I was honest with Charles in regards to what I have available and my current situation. Charles at "ALL" times kept that in mind. I wasn't caught of guard by any suprise fees, I was well aware at all times what was expected and what the next step of the process was.
- Jody P.
Stockton, CA Jun 23, 2021
its my first house and charles and his time alyssa and akemi made it not scary and not confusing there a great team.
- DeVon C.
Stockton, CA Apr 20, 2021
Best customer service
Best loan rates
- Moazzam R.
Manteca, CA Dec 18, 2020
Seamless process... online loan application... online document signing with eSign and document uploads... home visit by Notary to finalize the process. Couldn't be any easier!
- Michael C.
Brentwood, CA Jan 16, 2021
Amazing personality, took the time in every phone call to explain every step and answer any questions that I had.
- Monica R.
Stockton, CA Feb 18, 2021
Erica and Monica were very patient with my senior moments.
- Antanette C.
Tracy, CA Jun 12, 2021
We appreciate it all you did for us and your team was very responsive all of are requests. Very professional
- Leo P.
Manteca, CA Nov 11, 2020
Smooth and very helpful people
- Seth B.
Clearlake, CA Aug 17, 2021
Charles worked extremely hard for us, finding the right loan and keeping us abreast step by step.
Also, Office Manager, Alyssa was extremely helpful and kind, answering my questions along the way.
- Elizabeth C.
Tracy, CA Dec 20, 2020
Speed of service. Willing to go extra miles for completion.
- Clifford H.
Stockton, CA Dec 9, 2020
The team at Fairway was awesome! The loan process was a great experience with Charles, Alyssa and Akemi! They were all attentive to any questions and concerns my family and I had about the home loan process! I never thought I’d be able to get a home loan but Charles worked with us to make it happen! This team is awesome and definitely there when you need them.
- Delilah A.
Modesto, CA Jan 16, 2021
Chuck is a knowledgeable mortgage individual ad I enjoyed working with him. I have obtained a mortgage from Chuck before.
- James H.
Stockton, CA Oct 28, 2020
Everything’s perfect
- Shirley D.
Lathrop, CA Dec 22, 2020
Charles and his team worked tirelessly to get us a great deal on our refinance. Communication was open and they gave regular updates several times a week during the entire process. I really appreciated the effort put forth by Charles and Alyssa. They were always very pleasant and thorough and have made this process as painless as possible. I have already recommended them to others.
- Jocelyn L.
Patterson, CA Dec 21, 2020
Everyone was so friendly, communicative, and timely.
- Bridget K.
Oakland, CA May 31, 2021
Frances was such a huge help! She was very professional and made the process of refinancing so easy. She was on top of everything and we couldn’t have done it without her help!
- Catherine B.
Turlock, CA Apr 4, 2021
She is excellent at communicating. Always very pleasant and personable, almost like we already knew each other. Anytime i called, she always picked up, regardless of time. When she needed something she always texted or called. There was never any wasted time. She was great.
- David P.
Tracy, CA Aug 3, 2021
Everything
- Andres C.
Richmond, CA Mar 15, 2021
Promise to drop rate if rates go down, but not raise them if they go up
Support help lowering monthly pay,ent
Clear identification of costs of differing amounts per month resulting from different amounts to refi, different amounts to pay up front, different lengths of loans
Available whenever I needed
Clearly addressed OUR needs and Gina avail outlook
- Jeffrey H.
Manteca, CA Feb 6, 2021
My experience from start to finish was amazing. Mrs Alyssa made my experience so calming. Alyssa so professional explained the steps that I was going thru.
I can only say to all at Fairway Thank you and God Bless. If I know of anyone who want to buy or refinance I will certainly refer them.
- Eddie M.
Tracy, CA Nov 10, 2020
Very responsive to questions, even the ones that came up late at night or in weekends. Made the process very stress-free
- Calvin P.
Riverbank, CA Jan 24, 2021
Charles and his whole team were awesome. Simply the best
- Erik M.
Oakland, CA Jun 5, 2021
The communication and customer service provided throughout the process from pre-approval to closing was outstanding
- Joshua W.
Modesto, CA May 4, 2021
Frances made my home loan experience so great. She is very thorough and good at what she does. Five stars ⭐️ does not do justice. She far exceeds 5 stars. I have been amazed through the process Frances always makes time for me and made me feel like I’m the priority Which is hard to come by these days. If you want a amazing experience with a great honest person go with Frances Jarvis.
- Richard H.
Merced, CA May 20, 2021
The entire process, start to finish.
- Glenn H.
Elk Grove, CA Jan 11, 2021
I knew Frances would be my new home purchase lender since the day we met. During my escrow she was very informative through the entire transaction I didn't feel stressed one bit because she kept me and my Realtor on the loop of things.
Very professional and friendly, I highly recommend her.
- Nuemi L.
Ceres, CA Jun 10, 2021
Charles’s team, especially Alyssa, always kept me updated on the progress of my loan. Also, they made sure we closed on time, even with holidays in between.
- Joshita S.
Manteca, CA Dec 12, 2020
Staff always called to check in and let us know how the process is going.
- Cindy C.
Valley Springs, CA Mar 26, 2021
Erica went above and beyond to help us get a home. She is the reason me and and my family are living so comfortable. She made the process as stress free as possible. Erica was always keeping us updated. Walking with us the entire way. She was so positive and trusting, I could not imagine a better home buying experience. To put it simple. Without her we wouldn’t have bought the home we are living in today. And for that we can never thank enough.
- Neri T.
Shafter, CA Jun 2, 2021
The staff was very helpful and friendly. We were informed about every change and updated on a regular basis. The loan went through without any hitches. Easiest refinance ever!
- Steve M.
Cool, CA Mar 13, 2021
Good service, good communication, it was fast and efficient
- Ab T.
Modesto, CA Jul 23, 2021
Charles and his team were amazing to work with. Extremely friendly and helpful and went above and beyond to help us through our mortgage journey. He and his team are greatly appreciated.
- Russell E.
Riverbank, CA Aug 17, 2021
Mr.Sterni and his team were knowledgable, efficient, and so professional during the whole transaction. They kept us informed through the whole process which made us feel very comfortable. I will recommend Mr. Sterni to everyone I know.
- Joseph L.
Tracy, CA Nov 10, 2020
Charles and his team made the process very simple, despite being restricted due to the COVID restrictions in our county. I’ve never done a refi like this. Technology was great. Highly recommend Charles Sterni and his team.
- Werner S.
Tracy, CA Dec 10, 2020
Charles and his team has been a pleasure to work with! I bought my Tracy home in 2019 and refinanced the same home in 2021, both transactions were streamline and results were favorable. If it’s possible, Charles will make it happen! I am a realtor in a different state but for reference, I have included Fairway Independent Mortgage Co. as one of my preferred lenders! Thank you again Charles and the entire team for making my transactions happen.
Kian Flores - S. 192643
LV Realtor
- Kian F.
Tracy, CA Feb 26, 2021
Charles and team truly provide exceptional service.
They went above and beyond to ensure my bid was strongly considered and ultimately provided a smooth lending
process.
- Magge Z.
Manteca, CA Jul 1, 2021
Erica did a wonderful job helping me in all aspects and answering all of my questions from the start of the application all the way to closing and even after closing. Thank you very much Erica!
- Russel D.
Lathrop, CA Dec 19, 2020
Charles and his team worked diligently making sure that everything was handled in a timely fashion and I received all my documents as needed and when I had questions they were answered promptly.
- Renee D.
Valley Springs, CA Nov 29, 2020
Charles was very professional and attentive. Definitely someone you want in your corner .
- Robert O.
Oakley, CA Jun 25, 2021
My husband and I were very happy with Charles customer service he always replied very quickly to all of our questions and concerns.
- Anna L.
Manteca, CA Dec 1, 2020
Everything went so smoothly and quickly. We’re able to save money and keep to the schedule of paying off our home that we were hoping for. Charles and his team made this such an easy experience!
- Andrew A.
Tracy, CA Mar 24, 2021
The entire team was very organized and on top of getting all information needed to move the process along quickly. Both Alyssa and Akemi were great! And Charles kept his word on how things would work out and we have already referred friends over to him. Thank you all again for helping with my refinancing!
- Daisy R.
Tracy, CA Feb 15, 2021
Ericka was wondering she went above and beyond. She was always available when I had any questions day or night she was able to help me out. She explained everything very well I did not feel confused about anything. She made this home purchasing experience great.
- Ana O.
Livingston, CA Apr 10, 2021
100Total Reviews
Average Rating★ 4.99
About Us
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!
