4598 S. Tracy Blvd
Suite 140
Tracy
, CA
95337
209-362-2368 866-304-7550
Although my husband was more active during this process than I was, Charles and Lisa were both great to work with. With this being our first time refinancing, we had many questions and needed several explanations on the different aspects of the process. Both Charles and Lisa were very patient and knowledgeable and helped us every step of the way. It was a great experience for us. Thank you!
- Kathleen B.
Manteca, CA Aug 12, 2020
It was mostly easy & fast paced
- Erica P.
Nov 3, 2020
Communication was outstanding. Your staff was always pleasant and helpful. This was a stress-free experience.
- David L.
Tracy, CA Dec 16, 2020
The entire team was very organized and on top of getting all information needed to move the process along quickly. Both Alyssa and Akemi were great! And Charles kept his word on how things would work out and we have already referred friends over to him. Thank you all again for helping with my refinancing!
- Daisy R.
Tracy, CA Feb 15, 2021
Proficient & professional staff! We've never been disappointed when dealing with Charles Sterni and his staff!
- Treasure C.
Brentwood, CA Jan 17, 2021
Ease of things. Communication.
- John W.
Tracy, CA Oct 2, 2020
Veronica is very detailed and informative. She is prompt on responding to any questions my Husband and I had, whether it was via email or telephone. Along with being professional, she is personable and guided us through the refinance process step by step ensuring we understood and had clarity in all areas. I highly reccomend her for any Refinance or Home Purchase. Ofcourse to top it off, she helped us lock in a very low rate! Thank you Veronica!
- Janelle J.
Sacramento, CA Feb 9, 2021
Charles and his team worked diligently making sure that everything was handled in a timely fashion and I received all my documents as needed and when I had questions they were answered promptly.
- Renee D.
Valley Springs, CA Nov 29, 2020
Charles did an excellent job taking care of my refinance. It was such a smooth and easy experience. His team was great at communicating each step of the way. Alyssa went above and beyond to make sure everything went smoothly. I highly recommend this team. They are the best in the business.
- Nicole H.
Manteca, CA Nov 29, 2020
Charles and Alyssa were helpful with my questions and communicative during the process.
- Timothy M.
Brentwood, CA Oct 28, 2020
Good communication
- Azhar M.
Stockton, CA Aug 18, 2020
Charles Sterni is awesome to work with he is very knowledgeable and professional. This was our 2nd time using Charles and his team to help us with a loan. He explains all the details with the loan process thoroughly and he gives you different options and answers all the questions and concerns you might have. Charles sends a list with all the info they need and once they receive the info the loan process goes quick and smooth.
We would use them again and refer them to anyone.
- Michael M.
Denair, CA Oct 28, 2020
Seamless process... online loan application... online document signing with eSign and document uploads... home visit by Notary to finalize the process. Couldn't be any easier!
- Michael C.
Brentwood, CA Jan 16, 2021
Tells it how it is. Fast. Efficient. On the ball! No matter what obstacle is placed he will help you navigate through and explains in terms you can easily understand as a first time buyer. Thanks Charles!
- Kristalyn W.
Copperopolis, CA Feb 27, 2021
Kept in contact with us throughout the process.
- William B.
Tracy, CA Aug 18, 2020
Charles and his team has been a pleasure to work with! I bought my Tracy home in 2019 and refinanced the same home in 2021, both transactions were streamline and results were favorable. If it’s possible, Charles will make it happen! I am a realtor in a different state but for reference, I have included Fairway Independent Mortgage Co. as one of my preferred lenders! Thank you again Charles and the entire team for making my transactions happen.
Kian Flores - S. 192643
LV Realtor
- Kian F.
Tracy, CA Feb 26, 2021
Excellent communication from both Charles and Alyssa Hunt. Electronic sending and signing of documents was easy and convenient. Competitive interest rate and one of the most important aspect was the flexibility of the loan. I plan on making an additional deposit on the home a few months later and was assured by Charles that all I needed to do was send the money and the mortgage payment would be adjusted and that no refinance was necessary. I would definitely recommend/use Charles in the future
- Lance B.
Ripon, CA Dec 16, 2020
You people are very personable, they worked great together, when the interest rate goes down again I would go with “Fairway “ . Thank you again
- Leslie S.
Discovery Bay, CA Oct 12, 2020
Mr.Sterni and his team were knowledgable, efficient, and so professional during the whole transaction. They kept us informed through the whole process which made us feel very comfortable. I will recommend Mr. Sterni to everyone I know.
- Joseph L.
Tracy, CA Nov 10, 2020
Charles and his team made the process very simple, despite being restricted due to the COVID restrictions in our county. I’ve never done a refi like this. Technology was great. Highly recommend Charles Sterni and his team.
- Werner S.
Tracy, CA Dec 10, 2020
Erica did a wonderful job helping me in all aspects and answering all of my questions from the start of the application all the way to closing and even after closing. Thank you very much Erica!
- Russel D.
Lathrop, CA Dec 19, 2020
Constant updates on refi was amazing, always knowing where we were at in the process.
- Jason R.
Waterford, CA Sep 16, 2020
I was going to refinance my loan through my same mortgage company I had been with for 15 years. They were going to take 90 days to close. Called Veronica and she said they were closing in less than 30days and could probably get me a better rate. I live in Texas, so she gave me a connection in TX with one of her colleagues! Best experience ever, closed in less than 30 days and got a 2.3 percent rate! Great company to work with! Thank you Veronica!!
- Wendy R.
Jan 18, 2021
Charles and his team always go above and beyond and keep you very well informed!! I will use him for any future home loan I decide to get!!
- Danielle B.
Wheatland, CA Jul 15, 2020
They were also professional made my life easy. If anybody needs a refinance please go see Charly at Fairway number one. I will definitely recommend friends
- Michael M.
Modesto, CA Aug 8, 2020
Promise to drop rate if rates go down, but not raise them if they go up
Support help lowering monthly pay,ent
Clear identification of costs of differing amounts per month resulting from different amounts to refi, different amounts to pay up front, different lengths of loans
Available whenever I needed
Clearly addressed OUR needs and Gina avail outlook
- Jeffrey H.
Manteca, CA Feb 6, 2021
.
- Salvador R.
Ripon, CA Jan 9, 2021
Excellent customer service, Charles answered questions and returned phone calls even on weekends and evenings.
- Keat F.
Placerville, CA Dec 20, 2020
Super easy process and quick.
- Bernard B.
Tracy, CA Feb 6, 2021
Everyone was nice, answered all my questions, answered questions I didn’t even know to ask. Professional one and all.
- Gordon B.
Tracy, CA Jul 10, 2020
Working with Charles and his staff was a joy. Very happy with his professionalism and eagerness to serve.
- Michael M.
Tracy, CA Jul 22, 2020
We have always worked with the banks directly for financing or refinancing our home needs. We decided to venture out and try something else and we have absolutely zero regrets. Mr. Sterni and his team have been phenomenal throughout the entire process. All questions we asked were answered promptly with exact answers that were understandable. Communication was top-notch. If you are looking for a trustworthy and reliable mortgage company, look no further. Fairway Independent Mortgage is it!
- Scott H.
Tracy, CA Aug 12, 2020
Charles and his staff were very knowledgeable and pleasant to work with.
- Joshua L.
Manteca, CA Aug 16, 2020
The communication was great. With the modified hours of operation due to the covid pandemic, voicemails that were left were returned promptly. I will definitely use their services again for my future mortgage lending needs.
- Richard G.
Tracy, CA Jun 27, 2020
Charles and Alyssa are a pleasure to work with! Very efficient with the loan process, and extremely friendly and personable! This is our third time working with them, and will continue to do so as needed! Thank you for making our home refi process painless!
- Brooke B.
Tracy, CA Jun 21, 2020
It was a pleasure to work with all 3 of them. They had great communication skills, always returned phone calls and answered all questions. Alyssa was always on top of everything and I loved working with her. I felt valued.
- Kenneth M.
Escalon, CA Aug 1, 2020
Service and support was AMAZING!
- Rachel H.
Tracy, CA Aug 14, 2020
You were able to provide a house for my family.
The team was grate
- Casey B.
Modesto, CA Dec 8, 2020
The entire team at Fairway Independent Mortgage made me feel at ease. They are very professional, respectful and caring. The transition was completely seamless. I have an extraordinarily high standard, and they exceeded my expectations! I have now raised the bar of exceptional customer service. Two thumbs WAY UP, for this team of professionals.
- Daniel M.
Manteca, CA Aug 24, 2020
Everything!!!!
- Adam G.
Manteca, CA Aug 9, 2020
Everything’s perfect
- Shirley D.
Lathrop, CA Dec 22, 2020
Veronica’s knowledge and excellent service.
- Caroline Y.
Fremont, CA Nov 28, 2020
I really appreciate how much Charles communicated with us. I could call anytime or be dealing with his assistants and he would call to clarify. He's great at what he does!
- Toakase L.
Patterson, CA Nov 24, 2020
The whole process went smooth and faster then I expected. One of the easiest refinance I've ever experienced. Also when I had questions, I was always given answers pretty quickly.
- Orinda N.
Manteca, CA Jul 3, 2020
Chuck helped me buy my first house. The reason I keep coming back is he always guides me in understanding the ins and outs of the process. I trust what he tells me. He has always helped me make the decision that is best for me. What more could you ask for! Also I would like to do a special shout out to Alyssa, thank you so much always calling me back and for answering all my questions no matter how silly they are.
Thank you!
DW
- Debora W.
Lathrop, CA Aug 11, 2020
Nice person
- Julius B.
Tracy, CA Dec 22, 2020
Me. Sterni was very direct and efficient with our move, and his assistant, Ms. Hunt, was extremely easy to communicate with and helped us with every step of our process. We will be recommending them to everyone we know.
- Kyle L.
Tracy, CA Jun 20, 2020
Great team! Job well done.
- KATHY S.
STOCKTON, CA Sep 14, 2020
The team at Fairway was awesome! The loan process was a great experience with Charles, Alyssa and Akemi! They were all attentive to any questions and concerns my family and I had about the home loan process! I never thought I’d be able to get a home loan but Charles worked with us to make it happen! This team is awesome and definitely there when you need them.
- Delilah A.
Modesto, CA Jan 16, 2021
Very responsive to questions, even the ones that came up late at night or in weekends. Made the process very stress-free
- Calvin P.
Riverbank, CA Jan 24, 2021
Charles worked extremely hard for us, finding the right loan and keeping us abreast step by step.
Also, Office Manager, Alyssa was extremely helpful and kind, answering my questions along the way.
- Elizabeth C.
Tracy, CA Dec 20, 2020
Chuck and Alyssa were great. They communicated well and I had no surprises.
- Philip B.
Castro Valley, CA Oct 2, 2020
The customer service. Follow up phone calls.
- Jeremy J.
Manteca, CA Jul 18, 2020
Communicated consistently, updated consistently and overall great customer service.
- Gary P.
Indio, CA Sep 14, 2020
Great company to work with.
- Joshua L.
Manteca, CA Jul 9, 2020
You are very helpful and friendly! You really do a great job taking care of your clients needs and make sure that their needs are met by going above and beyond to get the job done.
- Joshua L.
Manteca, CA Feb 23, 2021
Charles and his team made it so simple to get through the refinancing process. It took very little of my time.
- Jamie U.
Tracy, CA Sep 14, 2020
Customer service!
- Michael W.
Manteca, CA Jul 3, 2020
Communication.
- Luis R.
Stockton, CA Feb 18, 2021
Veronica understood me. My stress levels and always kept them low
- Valerie M.
Sacramento, CA Feb 23, 2021
Charles and his staff were very helpful and informative to help us through our home purchase.
- Thomas H.
Ripon, CA Sep 16, 2020
The service was very courteous and informative and he was a very kind person.
- Leticia M.
Manteca, CA Aug 21, 2020
Veronica went above and beyond to make sure we understood the many steps involved in buying a home. She was readily available and always willing to explain things to us! Very helpful and professional too.
- Alys H.
Woodland, CA Feb 9, 2021
The communication was awesome with friendly staff
- Jane B.
Ripon, CA Dec 18, 2020
Alyssa Hunt was amazing!!! Friendly and professional.
- Ronald W.
Pioneer, CA Sep 14, 2020
Amazing personality, took the time in every phone call to explain every step and answer any questions that I had.
- Monica R.
Stockton, CA Feb 18, 2021
Chuck and Alyssa did a great job helping us get our house closed on time! Thank you!
- Tessa S.
Sacramento, CA Aug 11, 2020
We appreciate it all you did for us and your team was very responsive all of are requests. Very professional
- Leo P.
Manteca, CA Nov 11, 2020
Charles and his team worked tirelessly to get us a great deal on our refinance. Communication was open and they gave regular updates several times a week during the entire process. I really appreciated the effort put forth by Charles and Alyssa. They were always very pleasant and thorough and have made this process as painless as possible. I have already recommended them to others.
- Jocelyn L.
Patterson, CA Dec 21, 2020
Charles and his team were a huge help in our home buying process. They made everything so easy, were always there to answer any questions we had, and took away a lot of the stress that comes with buying a home. We would highly recommend him to our friends and family.
- Brandi L.
Tracy, CA Jun 19, 2020
Excellent service.
- Octavio C.
Lodi, CA Dec 22, 2020
Charles’s team, especially Alyssa, always kept me updated on the progress of my loan. Also, they made sure we closed on time, even with holidays in between.
- Joshita S.
Manteca, CA Dec 12, 2020
My experience from start to finish was amazing. Mrs Alyssa made my experience so calming. Alyssa so professional explained the steps that I was going thru.
I can only say to all at Fairway Thank you and God Bless. If I know of anyone who want to buy or refinance I will certainly refer them.
- Eddie M.
Tracy, CA Nov 10, 2020
The entire process, start to finish.
- Glenn H.
Elk Grove, CA Jan 11, 2021
Frances kept us informed every step of the way. She made our home buying experience less stressful with constant communication.
- Tamara M.
Waterford, CA Jan 15, 2021
Charles took care of me. He answered my calls, answered my questions, he was readily available when I needed him. His assistant, Alyssa, was also incredibly helpful and made my experience easy and concern-free. I’d happily recommend them to anyone for their lending needs.
- Mark M.
Riverbank, CA Sep 13, 2020
Erica was very good at communicating during every step of the process, was always available to answer questions, she handled everything on time & always explained what each thing was. She made the whole process smooth & quick! We didn’t have to stress or worry about anything regarding the loan. We knew we were in the best of hands!
- Lizbeth C.
Lodi, CA Dec 22, 2020
We have used Fairway multiple times and have never been disappointed. They follow up, they are pleasant and nice. I have recommended them to multiple family members and friends.
- Dana R.
Manteca, CA Sep 14, 2020
Very efficient
- Susie O.
Tracy, CA Dec 30, 2020
Exceptional service and great people to work with.
- Keith B.
Sacramento, CA Sep 15, 2020
Great communication. Thank you for your help.
- Roumelia F.
Manteca, CA Dec 11, 2020
Alyssa was our first agent that we talked too and when she went on vacation Lisa was our agent that helped us. Lisa was able to communicate with us whenever she can. She was very personable. Everyone was great!
- Randy B.
Manteca, CA Aug 13, 2020
Veronica and her team moved quickly and were transparent. She got me a great loan with an awesome interest rate! I'm very happy with my experience.
- Keiona W.
Dec 15, 2020
Charles always returned my calls to answer any questions I had. He even returned my call during his vacation.
- Desiriece S.
Sonora, CA Jul 31, 2020
The communication was top notch and the advice throughout the process.
- Jonathan C.
Oakdale, CA Oct 10, 2020
The entire experience was great! It was efficient, options were provided, we locked in a great rate, and constantly knew exactly was going on. Charles and his staff communicated with us every step of the way. First class operation! Thank you guys very much!
- Mary A.
Stockton, CA Jan 16, 2021
He gave me a mortgage I can live with.
- Valerie V.
Stockton, CA Jan 18, 2021
Speed of service. Willing to go extra miles for completion.
- Clifford H.
Stockton, CA Dec 9, 2020
Always positive and able to adapt to any curveball thrown their way making potentially stressful situations like a walk in the park!!
- Jesse H.
Ripon, CA Oct 29, 2020
Chuck is a knowledgeable mortgage individual ad I enjoyed working with him. I have obtained a mortgage from Chuck before.
- James H.
Stockton, CA Oct 28, 2020
Charles and his staff were very professional and kept in close touch with me every step of the way. I would definitely use them again in the future
- Robert P.
Tracy, CA Oct 12, 2020
Great communication at all times. Charles was very transparent and informative. Alyssa and Akemi made the signing process easy peasy. Two thumbs up for the entire team!
- Stephen T.
Tracy, CA Dec 23, 2020
Timely return calls or notifications.....always a positive communication experience, with helpful suggestions and encouragement.....
- William T.
Sacramento, CA Feb 20, 2021
My husband and I were very happy with Charles customer service he always replied very quickly to all of our questions and concerns.
- Anna L.
Manteca, CA Dec 1, 2020
Best customer service
Best loan rates
- Moazzam R.
Manteca, CA Dec 18, 2020
I was concerned doing everything online, but the communication and quick response made my concerns reduce greatly.
- Monte H.
Lodi, CA Jul 28, 2020
Charles and his team were amazing! They made what can be a such a stressful time painless. An incredible team of professionals who went above and beyond for our family. We truly appreciate all of their amazing work and extra effort throughout our whole home purchase! Highly recommend Charles and his team as I know we have now become lifetime clients!
- Amy D.
Manteca, CA Aug 27, 2020
working with Alissa was a wonderfull and very, very helpful, her and Chuck will very well informed and took special care to make sure all went well
- James T.
Tracy, CA Aug 12, 2020
It has been a pleasure to have Veronica as our Home Loan Specialist! She's amazing! She is very professional, knowledgable, and she gets the job done! Veronica, there are not enough words to express how thankful we are for all your help in our home loan process! Thank you, for being so quick, diligent, and always available every time we needed help; regardless, of what time we text or called. Thank you for going above and beyond to help us make our dreams, of buying a home, come true!
- Nai S.
Oct 31, 2020
Since the beginning Charles provided me with all the options and Alyssa and Akemi made all the progress smooth and had all the patience with me , I totally recommend Charles and his team 100% , thanks 🙏
- Jose C.
Tracy, CA Jan 23, 2021
100Total Reviews
Average Rating★ 4.97
About Us
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!
