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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

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MORTGAGE CALCULATOR

RENT VS BUY

SHOULD I REFINANCE

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

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Great communication and everything was made clear and easy for me

- Hernan H. Experience.com verified costumer

Richmond, CA
Sep 20, 2022

Very profesional.

- Merly V. Experience.com verified costumer

Roseville, CA
Sep 13, 2022

Sergio and his team were very responsive and knowledgeable. I appreciate them always being willing to answer questions to help us understand the process.

- Portia A. Experience.com verified costumer

San Leandro, CA
Sep 13, 2022

They were very fast in getting us approved for a home loan and we found a great home because of their help.

- Angelina M. Experience.com verified costumer

Manteca, CA
Sep 12, 2022

Very easy to work with

- Gabriel R. Experience.com verified costumer

Richmond, CA
Sep 11, 2022

Sergio and his team went out of their way to help us get our loan quickly and smoothly! From the start, they explained everything and made us feel at ease with all the paperwork, emails, and forms to fill out electronically. We closed our new home in less than 3 weeks because of their excellent work. We are very grateful we used Sergio and his team.

- Barry M. Experience.com verified costumer

Manteca, CA
Sep 10, 2022

Sergio's presentation made it very easy for us to understand what our options are...that's what convinced us to GO with Fairway! Sergio's Team was always available, professional and very knowledgeable.

- Gaudencio V. Experience.com verified costumer

Vacaville, CA
Sep 10, 2022

Every time I had a question regarding a different loan scenario Sergio took the time to go over them and never lost his cool with my questions.

- Liggia R. Experience.com verified costumer

Richmond, CA
Sep 7, 2022

Sergio and his team are great communicators and put you at ease during the stressful process of buying a home. They are all very personable and help walk you through all the processes. They are easy to get in contact with and always respond in a timely manner.

- Paul P. Experience.com verified costumer

Castro Valley, CA
Aug 23, 2022

Quick and efficient. Always available to answer questions or explain the process. Emails, text and call were always answered in minutes. Friendly team

- Charlene F. Experience.com verified costumer

Castro Valley, CA
Aug 20, 2022

The communication by everyone in his team. Helping me make it possible to secure a loan

- Mary M. Experience.com verified costumer

Pittsburg, CA
Aug 2, 2022

The services you and your team were very helpful as well as your experience in this field were excellent. We appreciated your immediate response time when we had questions about this unknown and complicated process. And most of all your patience and reassurance of trusting the process from the beginning to the end. Thankful for you and your team to get us thru the finish line. We are now first time home buyers.

- Irma A. Experience.com verified costumer

El Sobrante, CA
Jul 15, 2022

Transparency, great communication

- Armen S. Experience.com verified costumer

Hayward, CA
Jun 14, 2022

Sergio and Jessica Soto made the experience and expectations clear and were helpful in meeting a very short deadline from submission to approval Appreciate Sergio’s professionalism and get it done attitude

- Edward S. Experience.com verified costumer

Lafayette, CA
Jun 14, 2022

The entire process from start to finish was a smooth and professional

- Israel E. Experience.com verified costumer

Antioch, CA
Jun 14, 2022

Good customer service

- Ashwin S. Experience.com verified costumer

Sacramento, CA
Jun 13, 2022

The team was responsive, helpful and explained the numbers using charts to break down each possibility. Sergio always made himself available to me throughout the process.

- Anna S. Experience.com verified costumer

Concord, CA
May 30, 2022

Sergio is thoughtful and is genuine.

- Patrick C. Experience.com verified costumer

South San Francisco, CA
May 28, 2022

Sergio abs his team are the absolute best in the business. Sergio is thorough and always takes the time to ensure his clients have what they need and are comfortable with the options. He is also extremely accommodating and flexible and ensured we never felt as though we were a nuisance even when making changes. He has the patience of a saint but he knows the business and finds the right solution! We just can’t say enough good things!

- Michelle M. Experience.com verified costumer

South San Francisco, CA
May 26, 2022

Sergio is very easy to talk to and makes himself available even on busy days! He was able to prepare my paperwork quickly which made it easier for my home buying experience :)

- Maria Karla E. Experience.com verified costumer

Hayward, CA
May 24, 2022

Sergio and his team were very detailed, and helpful. They responded promptly and were informative when we had questions that we felt supported throughout a challenging home buying process.

- Patricia G. Experience.com verified costumer

Oakland, CA
May 22, 2022

We had a really easy and quick home buying experience. I had originally decided to go with Wells Fargo but after being referred by our agent to sergio, we couldn’t have been happier with the process. All of our questions were answered and we never felt like we were left in the dark by anything!

- Lindsey P. Experience.com verified costumer

Oakland, CA
May 14, 2022

Awesome team and wonderful customer service

- Felipe C. Experience.com verified costumer

Oakland, CA
May 13, 2022

Very easy to work with and always there to answer questions. Always wanted to make sure that we understood and felt comfortable with the process.

- Nikole W. Experience.com verified costumer

Newark, CA
May 5, 2022

Made everything an easy process for us throughout the journey.

- Eldrin F. Experience.com verified costumer

San Jose, CA
Apr 13, 2022

Sergio and his team were fantastic and always very quick to answer questions during the whole process. They made something, which didn’t seem possible into possible.

- Evelyn F. Experience.com verified costumer

Fremont, CA
Apr 6, 2022

The support was great and the follow up on all the steps of the process

- Maria B. Experience.com verified costumer

Hayward, CA
Mar 18, 2022

Buying a house is so stressful but Sergio and his team was with me every step of the way. His team was available day and night to talk and answer questions that I had. They were also very responsive and showed me the utmost care. Very happy that I chose Sergio to help me with my housing process.

- Eugenio B. Experience.com verified costumer

Antioch, CA
Mar 15, 2022

Available, working with our schedules, and answering all if our questions.

- Dracy S. Experience.com verified costumer

Hayward, CA
Mar 14, 2022

The people helping us

- Jose A. Experience.com verified costumer

Oakland, CA
Mar 5, 2022

He was very honest with everything. Quick to respond to any questions and concerns we had. Overall great work.

- William O. Experience.com verified costumer

Castro Valley, CA
Mar 3, 2022

Very helpful, answered all the questions we had. Made the purchasing of a home easy. Transparent with every step. Thank you Sergio and his team!

- Norma T. Experience.com verified costumer

Vallejo, CA
Feb 22, 2022

Communication was key!

- Brian M. Experience.com verified costumer

Antioch, CA
Feb 20, 2022

Sergio and his team are fantastic. Always responsive to my emails, calls, and texts. Always made me feel comfortable and well informed in my decisions. Very detailed with my options and numbers. Trustworthy and reliable. Warming personality. Extremely patient with me for an entire year when I decided to build a new home. Sergio stayed in touch with me. Upfront with numbers. They made all the deadlines scheduled by the builders and escrow. He worked diligently to make sure my requests and needs are met especially my rate. We closed escrow 2 days earlier than planned and Sergio made it happen at the last minute when I asked. Thank you sooo much, Sergio and Christian! You guys are the best!

- Tangitinga P. Experience.com verified costumer

Antioch, CA
Feb 15, 2022

Thank you for your help

- Samuel R. Experience.com verified costumer

Stockton, CA
Feb 9, 2022

Ustedes trabajan exelente rapido dan exelente informacion estamos agradecidos con su trabajo

- Fernando R. Experience.com verified costumer

Hayward, CA
Jan 27, 2022

Sergio made the lending process as smooth as possible. For a first time buyer there is a lot of uncertainty however his team was able to help me navigate through all of the finer details of finance in order to help me get the best rate with the highest possible loan. I credit him and his team and commend their outstanding performance and transparency.

- Cuong T. Experience.com verified costumer

Morgan Hill, CA
Jan 20, 2022

It was fast and easy. questions were answered and explained.

- Jose G. Experience.com verified costumer

Manteca, CA
Jan 14, 2022

The communication, the personal touch provided, and showing that you and your team care about you and making easy the process of buying your house. Thanks

- Carlos C. Experience.com verified costumer

Pittsburg, CA
Jan 5, 2022

The easy it was to communicate to you and your team! Also the personal treatment provided.

- Milady H. Experience.com verified costumer

Pittsburg, CA
Jan 5, 2022

The whole process was great and very professional from start to finish. You and your team were always attentive to us, explained every step and were patient with us. It was a great service and we had a good experience working with you.

- Hector A. Experience.com verified costumer

Antioch, CA
Dec 27, 2021

Smooth transition Documents requested all at once

- Eugenio C. Experience.com verified costumer

S San Fran, CA
Dec 23, 2021

Frequent and clear communication.

- James Y. Experience.com verified costumer

Vallejo, CA
Dec 16, 2021

Sergio and his team went above and beyond to get all the paperwork ready in such a short escrow time. They were always very responsive and efficient, which made a big difference during this whole process.

- Johanna G. Experience.com verified costumer

San Diego, CA
Dec 15, 2021

Sergio Szyrko and Karla Loucel and also their entire team are absolutely amazing. They made this entire process quick and very easy for me and my wife. Their response time is excellent and they were extremely professional and caring.

- Saul U. Experience.com verified costumer

Pinole, CA
Dec 2, 2021

Great team!

- Dick V. Experience.com verified costumer

Salida, CA
Nov 30, 2021

Clear explanations and quick communication

- Ngarambe J. Experience.com verified costumer

Sacramento, CA
Nov 28, 2021

Sergio's loan process was easy-to-follow and his team was incredibly helpful and responsive.

- Angela K. Experience.com verified costumer

Sacramento, CA
Nov 27, 2021

Sergio and his team are friendly and professional! They all made the experience painless. I would recommend Sergio and his team to everyone!

- Robert H. Experience.com verified costumer

San Lorenzo, CA
Nov 27, 2021

always look for the best options for us

- Roberto D. Experience.com verified costumer

Antioch, CA
Nov 23, 2021

The entire process was easy & Segio & his crew was great.

- Joanna H. Experience.com verified costumer

San Lorenzo, CA
Nov 23, 2021

Numerous updates on progress of loan

- Joel C. Experience.com verified costumer

Discovery Bay, CA
Nov 16, 2021

Very informative and helpful. Took time to explain everything. Very easy get hold off and have instructions very clear

- Alfredo P. Experience.com verified costumer

Hayward, CA
Nov 13, 2021

Great suggestions during planning phase, quick and smooth process overall.

- Rekha V. Experience.com verified costumer

Fremont, CA
Nov 10, 2021

Process was pleasant, replies to your email almost immediately.

- Maria P. Experience.com verified costumer

Hayward, CA
Nov 10, 2021

Great communication, time spent explaining everything, taking time to understand our situation.

- Gabriela R. Experience.com verified costumer

Oakland, CA
Nov 9, 2021

Everything is Great from start to finish Sergio keep me updated and informed on what’s going on with our loan process. As a first time home buyer, I feel secure that I’m in the good hands working with Sergio

- Julie S. Experience.com verified costumer

Tracy, CA
Nov 9, 2021

The communication was excellent and the whole process was easy.

- Cindy A. Experience.com verified costumer

S San Fran, CA
Nov 9, 2021

We appreciated the great communication and the help we had with the whole team. Making this refinance process smooth and less stressful and the team being available to us for any questions we had at any time. There is no doubt that they will be my team to go thru for futures purchases and or refinance. We will highly recommend this team to family and friends.

- Raquel E. Experience.com verified costumer

Lathrop, CA
Nov 9, 2021

Nice and friendly, I put my feet up and they did all the work

- Scott A. Experience.com verified costumer

Modesto, CA
Nov 9, 2021

Sergio and his team worked together in helping out with all documents needed and were on top of everything good team work I really appreciate for all the help.

- Mirna A. Experience.com verified costumer

Stockton, CA
Nov 9, 2021

Team always on the next step. Friendly and capable they know what their doing.

- Ma De Jesus C. Experience.com verified costumer

Patterson, CA
Nov 9, 2021

The team was very communicative throughout the whole process.

- Daniella V. Experience.com verified costumer

Oakley, CA
Nov 9, 2021

The process was laid out to us in the beginning with timelines and expectations and then executed!

- Sekou M. Experience.com verified costumer

Brentwood, CA
Nov 9, 2021

The refinance process through Sergio and his team was quick and very thorough. Communication was great and any questions in regards to my refinance were answered.

- Conrad G. Experience.com verified costumer

Vacaville, CA
Nov 9, 2021

For us, working with the entire team was an awesome experience! I would like to give an extra "Thank you" to Cynthia Navarro. She stepped in on a conference call with me and my 401K provider and was able to help get the specific information we needed to move forward with the loan. We are also very happy with Fairway's professionalism and customer service, they are qualities we will share with our family and friends for years to come. Thank you!

- Jesse H. Experience.com verified costumer

San Jose, CA
Nov 9, 2021

Sergio and his team work very quickly and efficiently together. We really appreciated the communication during every step of the process, and their efforts to work closely with all parties involved to make sure we kept moving in the right direction.

- Eric S. Experience.com verified costumer

Arnold, CA
Nov 9, 2021

Questions were answered clearly in a timely manner. I didn't feel like I had to worry about who to trust. The outcome was as I expected.

- Virak T. Experience.com verified costumer

Stockton, CA
Nov 9, 2021

Sergio made this a great experience due to his care, timely responses and attentiveness to my questions, placing me at ease through the purchase of a home.

- Diana M. Experience.com verified costumer

Vallejo, CA
Nov 9, 2021

Knowledgeable staff

- Carmen C. Experience.com verified costumer

Hayward, CA
Nov 9, 2021

Sergio went above and beyond to help me navigate the home loan process as a first-time buyer. I appreciate all of his help explaining everything to me, answering all of my questions, figuring out the financials for specific properties, and walking me through each step of the process from beginning to end.

- Mia G. Experience.com verified costumer

Oakland, CA
Nov 9, 2021

We are 1st time buyers and totally clueless with home buying process but Sergio and his team made the process smooth and easy for me and my wife. Whenever we have questions, even if its out of the office hours he would response and even after we closed the house he’s always open if ever we have questions in the future. He is very reliable.

- Rovi Jj V. Experience.com verified costumer

Stockton, CA
Nov 9, 2021

Everyone was pleasant and knowledgeable. Christian was very helpful and communicated very well.

- Perfecto C. Experience.com verified costumer

Hayward, CA
Nov 9, 2021

Christian was my lifesaver when I had questions. He helped so much!

- Thomas A. Experience.com verified costumer

Hayward, CA
Nov 9, 2021

Sergio and his team were very helpful and very responsive especially for us who are 1st time buyers and not familiar with this process. They made things easier for us and made sure that they are there to help us along the way and also made sure that we understood everthing.

- Lorelle Angela D. Experience.com verified costumer

Stockton, CA
Nov 9, 2021

Sergio and Team were great to work with! They were on top of things, made the process as easy as possible and were able to close as projected. Sergio was very professional and had great communication skills, he took time to explain the process in details. I am a first time homebuyer so when I didn't understand something or needed clarification a few times (which can be probably come off annoying), Sergio was very patient and made it a priority to explain it until I understood. I felt very valued and that my best interest were his. Thank you Sergio and Team!

- Susan T. Experience.com verified costumer

Hercules, CA
Nov 9, 2021

Sergio and staff helped me through the whole process. Making sure everything was done correctly and their vast knowledge helped everything go smoothly. After closing they still helped me with other questions I had. It's great being able to deal with people you trust.

- Leticia B. Experience.com verified costumer

San Lorenzo, CA
Nov 9, 2021

Sergio! Educating us on everything, tracking everything & making sure we were submitting and preparing for things in a timely manner

- Megan W. Experience.com verified costumer

Novato, CA
Nov 9, 2021

Quick Response to questions and availability of staff.

- Baltazar M. Experience.com verified costumer

Manteca, CA
Nov 9, 2021

Sergio was fantastic and I will be using his services again in the future when needed. Here is my public review: Sergio and team are absolutely the best in the business. Every step of the way they were right there with us to explain everything and answer any question we had in as much detail as we needed. He put together loan options for us to choose from and advised us of all the implications of what we chose. Every inquiry or ask we had for them they were immediately on top of. They were also extremely diligent with collecting our paperwork and documentation and getting us ready for underwriting. We truly couldn’t believe how easy our first-time home buying experience was thanks to their responsiveness and hard work. The entire process was without a snag. Sergio was also communicative with our agent and gave regular status updates on the process from his end. We hope Sergio stays in the business forever because we will absolutely be returning to him for our future mortgage needs and recommending him to everyone. Before we decided to go with Sergio we had heard nightmare scenarios about transactions falling through due to the lender dropping the ball. I can guarantee you this would not happen on Sergio’s watch and you can expect a smooth close. A+ for Sergio and his team.

- Alex W. Experience.com verified costumer

Novato, CA
Nov 9, 2021

Sergio and his team were great at communicating, not only was what they needed very clear, they always gave us plenty of notice to gather documents. Sergio was also great at communicating all our refinance options. He and his team were also responsive to all our questions and emails. Refinance was closed on time and with a great rate!

- Eon N. Experience.com verified costumer

Danville, CA
Nov 9, 2021

Sergio was 100% transparent and super patient. Such a great experience working with him.

- Matthew T. Experience.com verified costumer

Newark, CA
Nov 9, 2021

I have worked with Sergio and his team several times over many years. Each time it's been a great experience. Sergio goes above and beyond to make sure our experience goes smoothly. I am forever grateful for him and his team.

- Melissa R. Experience.com verified costumer

Fremont, CA
Nov 9, 2021

Had the pleasure of working with Sergio and his wonderful team for the last couple of months on our first purchase. He always took time to answer questions at all hours, quickly and efficiently and was able to get us the best rate available. We are so grateful to have found him and helping us make this process such a great experience!! I highly recommend Sergio and his amazing team!!!

- Joanna H. Experience.com verified costumer

San Pablo, CA
Nov 9, 2021

they helped me,they informed me of everything ,and that the process was fast and good

- Keny G. Experience.com verified costumer

Modesto, CA
Nov 9, 2021

Sergio and his team made this whole process go extremely smooth. They explained everything in great detail and followed up after every step. This is my second time working with Sergio and I would not hesitate to work with him again on another future purchase. Thanks so much.

- Virgil H. Experience.com verified costumer

Brentwood, CA
Nov 9, 2021

Sergio made it easy to speak to him on phone or email. He explained very clearly and answered our questions. Definitely will recommend friends and family.

- Maritza M. Experience.com verified costumer

Vallejo, CA
Nov 9, 2021

The communication and explaining of Sergio was beyond great! As first time buyers it felt like had done it before. Process was great and very understanding. Thanks

- Eduardo D. Experience.com verified costumer

Vallejo, CA
Nov 9, 2021

.

- Charisse L. Experience.com verified costumer

Daly City, CA
Nov 9, 2021

Sergio helped us purchase our home back in 2012. Since then, he always stay in touch and never fails to greet us during holidays and our birthdays. He is very prompt in responding to our questions and requests. He gave us options and choices that helped us a lot in our decision making. He is always willing to help and answer questions. My husband and I trusted him through out the years and we will refer him to all of our family and friends for their future home purchases.

- Shiela S. Experience.com verified costumer

Vallejo, CA
Nov 9, 2021

The constant updates were great and quick response when we had questions eased are anxieties.

- Michael C. Experience.com verified costumer

Tracy, CA
Nov 9, 2021

Sergio and the entire team at Fairway were a delight to work with. Always so timely, organized, knowledgeable and honest throughout the whole process. As most folks do, we shopped around for our refinance and found a comparable rate but we decided to move forward with Sergio and his team because of our previous great experience working with him. Keep up the awesome work!

- Marlon C. Experience.com verified costumer

Vallejo, CA
Nov 9, 2021

Thank you to Sergio and his team for guiding us thru all the steps. I appreciate that he spoke Spanish so that my husband could also understand and ask questions. I love that he and his team where available to answer and question any time and got back to us so quickly. I appreciate all the advice and knowledge they shared with me. I would say if you want to know if you are in the path of buying a home Sergio and his team are the way to go!

- Mayra B. Experience.com verified costumer

Richmond, CA
Nov 9, 2021

Sergio walked me through the process step by step to make sure all my questions and concerns were answered . The process was smooth and quicker than I expected!!

- Angela S. Experience.com verified costumer

Antioch, CA
Nov 9, 2021

Sergio and his team were the BEST! He was very helpful and informative. He explained all the options that we had, and helped us in choosing the best option for our needs. He and his team are on top of everything. He made our process run smooth. I will definitely recommend him to family and friends.

- Luz V. Experience.com verified costumer

Fremont, CA
Nov 9, 2021

Thank you

- Catherine V. Experience.com verified costumer

Salida, CA
Nov 9, 2021

Sergio took care of everything. A great feeling!! He and his team jump in and get it done! I am VERY Pleased!!!!

- Sally R. Experience.com verified costumer

Hayward, CA
Nov 9, 2021

Sergio and his staff handled our home refinance in a professional manner.

- Brian C. Experience.com verified costumer

Fremont, CA
Nov 9, 2021

Made the process very smooth. Especially for a first time buyer. Thank you Sergio!

- Dick V. Experience.com verified costumer

Salida, CA
Nov 9, 2021

99 Total Reviews
Average Rating ★ 4.95

About Us

Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. 

Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!


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It's our goal to exceed your expectations, guarantee your satisfaction, and earn your trust.

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Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License.
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