Jumbo

Jumbo Loans

Think BIG with a Jumbo Loan

A jumbo loan, or non-conforming mortgage, allows you to purchase more expensive homes with a loan amount above the conforming limit set by the Federal Housing Finance Agency. In most areas of the country, the conventional conforming loan limit is $424,100; however, the limit is $625,500 in higher cost areas.

Jumbo Loan Highlights

If you have a low debt-to-income (DTI) ratio and a higher credit score, but you don’t have enough funds to bring the loan amount under the conforming limit, a jumbo loan might be the right option for you. Highlights of non-conforming loans include:

  • Finance a home over the maximum loan amount established by the Federal Housing Finance Agency
  • Higher purchase limits allow borrower to purchase more house
  • Convenience of one loan for the entire loan amount
  • Primary residence, second home or investment property
  • Fixed-rate or adjustable-rate mortgages (ARM)


If you are interested in a jumbo loan, please contact your local Fairway mortgage professional.

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