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Your Local Mortgage Loan Officer Hard At Work, Michelle Mathews-Kalinock, Timonium, MD

Michelle A Mathews-Kalinock

Branch Sales Manager
Branch Sales Manager
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2191 Defense Highway Suite 102
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Ask me anything!

The mortgage process can be an intimidating experience, but as your Fairway Loan Officer I'm here to help.
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Michelle A Mathews-Kalinock

I grew up a military brat and was born in Wiesbaden, Germany during one of my father’s Tour of Duty. My Father, Brother, Uncles and Grandfather have all served our country.
I moved to Maryland in High School attending Hammond HS. I studied business and graduated at Towson State University with a concentration in Finance.  I'm a proud mother of two daughters, re-married and living in Maryland.

It was a natural progression for me to evolve into mortgage lending where I could use my finance skills and knowledge to help home buyers achieve the #1 American dream “homeownership”.  Having started as a loan processor in the business almost 30 years ago, as well as my years growing up moving around the world, I have adapted to ever changing environments.

My adaptability has proven to be extremely valuable as the mortgage industry is ever changing. I'm a student of my craft and make it a priority to stay on top of these changes to provide the best service possible to clients.

A mortgage is the biggest financial transaction for home buyer’s so it’s imperative that my team and I deliver the Ultimate Mortgage Experience. My experience and background are instrumental in tailoring the right loan programs for each client’s needs as well as providing speed and competitive rates. What I've discovered is that what is most important to homebuyer’s is Communication, a smooth process and on time closing. To make this happen, communication starting Day 1 is crucial along with milestone updates throughout the process as well as Providing Peace of Mind and Solutions along the journey to home ownership.

I’ve mastered managing a team, as well as assisting several thousand families with their financing needs to purchase, renovate, and refinance for primary, second or investment homes. I’m licensed in DC, DE, MD, PA and VA.

I have the knowledge and expertise you need to ensure making the right choice for you and your family.

Helping Families isn't just my job; it's MY Commitment!

Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.

Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!

Loan Officer Accolades & Awards
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Fairway's Core Values

We strongly believe the way we do things is just as important as the things we do. Every team member is guided by our Core Values, which define how we work, how we interact with each other and in determining how we best serve our clients, team members and our local communities.

Mortgage Calculators

Please use the calculators below to simulate options, but please note the calculated results are intended for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult with your Loan Officer prior to relying on the results below. Use the get started button to reach out to your selected Loan Officer to pre-qualify.





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Licensing & Disclaimers
MD license # 195916 VA license # MLO-21222VA
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Loan Products & Options